Finance

UNLOCKING THE SECRETS TO A STELLAR CREDIT SCORE

Your credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open doors to better loan terms, lower interest rates and increased financial opportunities. To ensure your credit score remains in good shape, consider this checklist for a credit score health check. Review your credit reportObtain a copy of your credit report from a...

BUILDING FINANCIAL RESILIENCE – Preparing for the unforeseen and embracing opportunities

In today’s ever changing environment it is essential to be prepared for the unforeseen while also being ready to seize opportunities when they arise. Firstly, lets aim to understand ‘What is financial resilience?’ Financial resilience refers to the ability to withstand and recover from unexpected financial setbacks while maintaining a steady course towards your goals. It empowers...

Good news ahead for those who want a new car…

The past three years have painted a challenging picture for the car industry, primarily due to external factors. The: •global upheavals, •production slowdowns and •widespread stock shortages have conspired to create prolonged delivery delays for eager new car buyers. Historically, a consumer could walk into a dealership, choose a model and in many instances, drive away with their...

Is it time to refinance? Find out. 

It is only natural that when a policy or agreement expires that we shop around to find the best deal. When our car and home insurance policies expire each year we find ourselves regularly checking to make sure that we are getting the best value for money. Similarly, we might do the same for our mobile phone contract. However because our home loan is generally over a longer period of 25 to 30 years, we...

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