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The Importance of choosing the right home loan broker

We were recently featured in a Domain article about one of our wonderful clients that we helped obtain a home loan. It highlights the importance of picking the right mortgage broker in your home loan journey. Don't settle for a no or for pessimism, talk with a mortgage broker who will give you the right advice and support to turn your dream into a reality.

Dealing with Mortgage Stress

Blacktown has recently been revealed as having the highest percentage of the population under mortgage stress in Sydney. We provide details regarding mortgage stress and how a mortgage broker can investigate options to ease the repayment pressures of your existing home loan through methods such as refinancing your loan or debt consolidation.

Interest rate predictions for 2025

There is some good news for interest rates for 2025 with Australian Bureau of Statistics (ABS) recently announcing some good news. The drop in CPI could mean that interest rates could drop in 2025. We explain the news and provide some input into what interest rates in 2025 could look like and how to make sure you are ready to take advantage of the drops when they come.

UNLOCKING THE SECRETS TO A STELLAR CREDIT SCORE

Your credit score is a crucial financial indicator that lenders use to assess your creditworthiness. A healthy credit score can open doors to better loan terms, lower interest rates and increased financial opportunities. To ensure your credit score remains in good shape give our article a read to make sure your credit is the best it can be.

BUILDING FINANCIAL RESILIENCE – Preparing for the unforeseen and embracing opportunities

Financial resilience refers to the ability to withstand and recover from unexpected financial setbacks while maintaining a steady course towards your goals. It empowers individuals and families to weather economic storms, seize opportunities and achieve long term financial stability. Being financially resilient means having a robust financial foundation that can endure unforeseen events and adapt to changing circumstances.

Good news for borrowers trapped in the ‘mortgage prison’

In recent times, many borrowers who initially secured home loans at lower interest rates have been facing challenges in meeting the regulatory requirements necessary to refinance their loans at current market rates. This predicament is primarily attributed to the stringent changes in the serviceability buffer, which has become more stringent since the pre-pandemic era. Understanding the...

Am I In A Position To Invest In Property?

When considering whether to take the plunge and invest in property outside of their family home, many question their ability to save a deposit within a reasonable period of time when they already have the commitment of regular repayments on their home loan. Have you considered that you may not need a deposit? Maybe you are in a better financial position than you think to be able to invest in...

Is it time to refinance?  

It is only natural that when a policy or agreement expires that we shop around to find the best deal. When our car and home insurance policies expire each year we find ourselves regularly checking to make sure that we are getting the best value for money. Similarly, we might do the same for our mobile phone contract. However, because our home loan is generally over a longer period of 25 to 30 years,...

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